SIP Calculator

Calculate returns on your Systematic Investment Plan with detailed projections.

Monthly Investment

Expected Return (%/yr)

Time Period (years)

Total Value

₹11,61,695

₹6,00,000

Total Invested

₹5,61,695

Estimated Returns

Invested (52%)Returns (48%)

About SIP Calculator

Free SIP (Systematic Investment Plan) calculator that projects your mutual fund returns over time. Enter your monthly investment amount, expected annual return rate, and investment period to see total invested amount, estimated returns, and final corpus value. Includes a year-by-year growth table and visual chart showing how your wealth compounds over time. Helpful for planning retirement, education funds, and long-term financial goals.

Frequently Asked Questions

What is a SIP and how does it work?▾

A Systematic Investment Plan (SIP) lets you invest a fixed amount regularly (usually monthly) in mutual funds. It uses rupee cost averaging to reduce market timing risk and benefits from compounding returns over time.

What return rate should I use for SIP calculations?▾

Historical equity mutual fund returns in India have averaged 12-15% annually over long periods, while debt funds average 6-8%. Use a conservative estimate (10-12% for equity) for realistic projections. Past returns do not guarantee future performance.