Calculate loan EMI, total interest, and view a full month-by-month amortization schedule with prepayment analysis.
EMI = P x r x (1+r)^n / ((1+r)^n - 1) — where P = ₹10,00,000, r = 0.7083% monthly, n = 60 months.
Free loan calculator with detailed amortization schedule and prepayment analysis. Enter your loan amount, annual interest rate, and tenure to instantly see your monthly EMI, total interest payable, and total repayment amount. Add optional monthly prepayments to see how much time and money you can save. View a comprehensive month-by-month amortization table showing opening balance, EMI breakdown (principal vs interest), prepayment amount, and closing balance for every single month. Works for home loans, car loans, personal loans, education loans, and business loans. All calculations happen in your browser - no data is sent to any server.
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